Terms and Conditions ab66 — Member Rights and Responsibilities

These Terms and Conditions constitute a legally binding agreement between you ("Member" or "User") and ab66 ("Platform", "We", "ab66"). This document governs your access to and use of the website, mobile application, and all services provided by ab66.

By clicking the "Register" button, accessing your account, or using any part of the ab66 platform, you confirm that you have read, understood, and agreed to be fully bound by these Terms and Conditions.

These Terms and Conditions are to be read together with Privacy Policy and Responsible Gaming Guidelines ab66, all of which together form the entire agreement between you and the platform.

To register and use ab66's services, you must meet all of the following eligibility requirements:

• Minimum age: You must be at least 18 years old at the time of registration. ab66 strictly prohibits the use of the platform by underage individuals.
• Legal capacity: You must have full legal capacity to enter into a binding agreement under the laws of your country of residence.
• One account only: Each individual is permitted to hold only one active account at ab66. Owning multiple accounts is a serious violation of these terms.
• Accurate Information: All information you provide during registration and throughout your use of the platform must be truthful, accurate, and up to date.
• Not an ab66 employee: Employees, contractors, and immediate family members of ab66 staff are not permitted to register as active members.

Ab66 reserves the right to request document verification at any time to confirm member eligibility. Failure to provide the requested documents within the stipulated period may result in a temporary restriction or account termination.

The ab66 registration process is designed to ensure the security and legitimacy of every account. During registration, you are required to provide complete and accurate information including your full name, identification number, valid email address, and active phone number.

Account Security Responsibilities: You are solely responsible for keeping your username and account password confidential. ab66 will not be liable for any losses arising from unauthorized access caused by your failure to protect your login credentials.

• Use a strong, unique password — combine uppercase letters, lowercase letters, numbers, and symbols.
• Enable two-factor authentication (2FA) in your account security settings.
• Do not share your login details with anyone, including family or friends.
• Log out of your account after every session, especially on shared devices.
• Contact ab66 support immediately if you suspect any suspicious activity on your account.

KYC (Know Your Customer) Process: ab66 conducts an identity verification (KYC) process as part of our commitment to security and compliance. You may be asked to submit a copy of your identification card, bank statement, or other relevant documents. This process is typically completed in a short time and ensures your account is fully secured.

Ab66 supports a wide range of local Malaysian payment methods for maximum member convenience. All transactions are processed in Malaysian Ringgit (MYR) with no currency conversion that would affect the value of your funds.

Supported Payment Methods:

• DuitNow — real-time transfers to and from Malaysian bank accounts
• FPX (Financial Process Exchange) — support for all major Malaysian banks
• Touch 'n Go eWallet — instant deposits and withdrawals
• Boost — local e-wallet for fast transactions
• GrabPay — a popular digital payment option in Malaysia
• Visa and Mastercard — credit and debit cards for added convenience

Deposit Policy: Minimum and maximum deposit limits may vary depending on your chosen payment method. ab66 does not charge any processing fees for deposits. All deposits will be credited to your account in real time or within the timeframe stated for each payment method.

Withdrawal Policy: Withdrawals are processed to the same account or payment method used for the deposit, subject to that method's availability. ab66 is committed to processing withdrawal requests promptly, subject to required standard security verification. Minimum and maximum withdrawal limits are displayed when you submit a withdrawal request.

Anti-Money Laundering: ab66 fully complies with anti-money laundering (AML) guidelines. Withdrawals must be made to an account in the registered member's name. ab66 reserves the right to request verification of the source of funds for transactions exceeding certain limits.

Ab66 offers a variety of bonuses and promotions to add value to your gaming experience. Each bonus is subject to specific conditions stated alongside the offer. The general terms applicable to all bonuses are as follows:

• Wagering requirement: All bonuses carry wagering requirements that must be met before bonus winnings can be converted to cash. The specific requirements are stated in each bonus offer.
• Validity period: Bonuses have a set validity period. Any bonus not used within the stated period will expire automatically.
• One bonus at a time: Generally, only one active bonus is permitted at a time unless otherwise stated in the specific promotion's terms.
• Bonus withdrawal limits: Some bonuses have a maximum cap on the amount that can be withdrawn from bonus winnings. This limit is clearly stated in the terms of each promotion.
• Eligible games: Not all games contribute equally to the wagering requirements. The contribution percentage for each game category is stated in the relevant bonus terms.

Ab66 reserves the right to modify, suspend, or terminate any promotion at any time, with or without prior notice, subject to our discretion. ab66's decisions regarding bonus eligibility and the fulfilment of bonus conditions are final.

All games available at ab66 are operated in accordance with the rules set by licensed game providers. The specific rules of each game are displayed within the game interface, and you are advised to familiarise yourself with the rules before playing.

Fairness and RNG: All casino games use a Random Number Generator (RNG) system that has been verified and audited by independent international bodies. The Return to Player (RTP) value for each game is available in the respective game information. This ensures unquestionable fairness in every game.

Game Results: All game results are final once confirmed by the system. In the event of a technical disruption during a game, ab66 will use server records to determine a fair outcome. If a game cannot be completed properly due to a technical disruption on ab66's end, the affected wagers will be fully refunded.

• Confirmed wagers cannot be cancelled unless expressly permitted by the relevant game rules.
• Ab66 reserves the right to void any bets suspected of involving fraud, manipulation, or exploitation of technical bugs.
• Winnings obtained through unauthorized means or technical exploitation will not be paid out, and the account in question will be suspended pending investigation.

To protect the integrity of the platform and the wellbeing of all members, the following activities are strictly prohibited at ab66:

• Identity fraud: Registering using another person's name, documents, or information without their consent.
• Money laundering: Using the platform to process funds derived from illegal activities.
• Use of unauthorized software: Using bots, automation software, scripts, or other technical tools to gain an unfair advantage in games.
• Duplicate accounts: Registering or maintaining more than one account, whether directly or through family members or friends, with the intent to exploit bonuses.
• Technical attacks: Any attempt to hack, attack, disrupt, or exploit technical vulnerabilities in the ab66 system.
• Support abuse: Filing false claims with the customer support team, threatening staff, or using inappropriate language.
• Account sharing: Allowing others to access or use your account for any purpose.

Ab66 employs advanced monitoring technology operating 24/7 to detect suspicious activity. Violation of any of the above prohibitions may result in a temporary restriction, permanent account termination, and/or appropriate legal action.

Termination at member's request: You may close your ab66 account at any time by contacting our customer support team. Prior to closure, all active fund balances in your account will be processed for withdrawal, subject to the fulfillment of any applicable wagering requirements.

Suspension by ab66: ab66 reserves the right to suspend or terminate the account of any member for the following reasons, without limitation:

• Violation of any section of these Terms and Conditions
• Suspected fraud or illegal activity currently under investigation
• Failure to provide the required KYC documents within the specified timeframe
• Instructions from competent authorities
• Prolonged account inactivity in accordance with ab66's inactive account policy

Inactive accounts: Any account showing no login or transaction activity for 12 consecutive months is considered inactive. ab66 will send a notice to the registered email address before any action is taken on an inactive account.

Ab66 provides its platform on an "as is" and "as available" basis. While we make every effort to ensure continuous and error-free service, we cannot guarantee that the platform will always be free from technical disruptions, downtime, or errors.

ab66 shall not be liable for:

• Financial losses resulting from wagering outcomes, regardless of circumstances
• Loss of profits, data, or opportunities associated with service disruptions
• Losses arising from unauthorized access caused by member negligence
• Issues arising from third-party internet connections or devices used by the member
• Any indirect, consequential, or punitive losses arising from the use of the platform

Ab66 is fully committed to the principles of responsible gaming. We believe that online entertainment should remain a fun and controlled activity — not a source of stress or financial hardship.

Self-control tools available to all members:

• Deposit limits: Set daily, weekly, or monthly deposit limits to control your spending.
• Loss limits: Set the maximum amount you are willing to lose within a given period.
• Play time limits: Limit the amount of time you spend on the platform each day.
• Temporary self-exclusion: Take a break ranging from 24 hours to 6 months whenever you feel the need.
• Self-exclusion: Option to fully self-exclude from the platform for an extended period.

All these tools are accessible directly within your account settings and take effect immediately upon activation. If you or someone you know is showing signs of a gambling problem, please visit our Responsible Gaming us for guidance and support resources.

Ab66 takes the protection of your personal data very seriously. All information you provide is processed in accordance with our Privacy Policy our comprehensive one, which forms part of this overall agreement.

In summary, ab66 is committed to:

• Collecting only the data necessary for service operations and legal compliance
• Not selling or sharing your personal data with third parties for marketing purposes
• Protecting all data using 256-bit SSL encryption and the latest security protocols
• Granting you the right to access, amend, or request deletion of your personal data
• Notifying you within a reasonable timeframe should any data breach affecting your information occur

Ab66 is committed to resolving any disputes in a fair, prompt, and transparent manner. If you have any complaint or dispute regarding your use of the platform, the following process should be followed:

1. Contact support first: Submit your complaint to the ab66 customer support team through official communication channels. Provide complete details including your account number, date and time of the incident, and a clear description.
2. Internal review: ab66's dedicated team will review your complaint within the specified timeframe and provide a detailed response.
3. Escalation: If you are not satisfied with the first-level resolution, you may request an escalation to ab66 management for a more thorough review.
4. Independent resolution: For disputes that cannot be resolved internally, ab66 agrees to use alternative dispute resolution (ADR) through a recognised body relevant to the industry.

These Terms and Conditions are governed by applicable law. Any legal action relating to this platform shall be submitted to the appropriate jurisdiction.

Ab66 reserves the right to update or amend these Terms and Conditions at any time. Amendments may be made for various reasons including service changes, new legal requirements, or policy improvements based on member feedback.

How we notify you of changes:

• A prominent notice displayed on the platform's home page for a reasonable period
• Email sent to your registered address for material changes that affect your rights
• The "Updated" date at the top of this document will be updated to reflect the latest amendment

Continued use of the ab66 platform after any amendments take effect constitutes acceptance of the revised terms. If you do not agree with any changes, you have the right to close your account before the changes' effective date.